It All Starts With a Conversation

Who remembers investing class in school?  When did you learn exactly how much is adequate for you to have in emergency savings or the ideal amount you personally should invest in your retirement plan to pay for the life you dreamed of?

If you have answers to these questions, I am happy for you and very impressed.  You are in the minority.  Also, please let me know where you went to school because I wasn't aware investing class existed unless you were in a program to join my industry.

The truth is that most people, if they are lucky, get this information from a caring parent telling them the importance of starting contributions to their work plan - "You'll never miss it" - or when they decide the time is right to seek professional advice.  The unlucky find advice from conversations at the water cooler or, worse yet, from the internet which may not be as horrible as I am making sound, but I am certain this information is rarely personalized, which can be downright dangerous, especially with someone's life savings.

All clients have heard me say "there is no one size fits all when it comes to investing or financial planning."  No two people (or families or institutions or businesses) have the same tolerance to risk, goals in life, income, debt or any number of other variables that are needed to be taken into consideration when providing responsible financial advice.

What do you want for yourself, your loved ones, business, legacy and/or charity in the future?  When do you want it?  Achieving your goals starts with a conversation that focuses on the answers to these questions and what is important to you.

​Please let us know if you want to learn more about our process, team and approach to help you be the best steward for the wealth you have or are building.

​Written by Leon Bennett, Chief Operating Officer, Majestic Financial, Financial Consultant, RJFS

*Any opinions are those of Leon Bennett and not necessarily those of RJFS or Raymond James. The information contained in this report does not purport to be a complete description of the securities, markets, or developments referred to in this material. There is no assurance any of the trends mentioned will continue or forecasts will occur. Investing involves risk and you may incur a profit or loss regardless of strategy selected. Please note, changes in tax laws may occur at any time and could have a substantial impact upon each person's situation. While we are familiar with the tax provisions of the issues presented herein, as Financial Advisors of RJFS, we are not qualified to render advice on tax or legal matters. You should discuss tax or legal matters with the appropriate professional.